One80 Industry Spotlight - Cannabis and Hemp

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Meet Patrick McManamon

CANNABIS AND HEMP PRACTICE LEADER

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Patrick serves as the Cannabis and Hemp Practice Leader for One80 Intermediaries and is a pioneer in the cannabis insurance industry. Patrick’s expertise keeps him busy and well sought after to speak at insurance and cannabis events. View Full Bio

Contact Patrick

Product Overview

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Insurance designed to protect + grow the cannabis industry

We are a full-service wholesale broker and Managing General Agent created exclusively to serve the cannabis and hemp industry. We have dedicated our entire practice to mitigating the challenges that businesses in the legal cannabis and hemp industries face when trying to get insurance coverage. We provide affordable and attainable solutions that properly safeguard the businesses we serve.

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Target classes and typical risks:

Dispensaries
Cultivators
Processors/ Manufacturers
Ancillary Businesses
Landlords/ LROs
Testing Laboratories

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Available Coverages

Property
General Liability
Products & Completed Ops
Excess Property
Product Withdrawal Expense
Professional Liability
Property in Transit
Living Plant Coverage

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Specialty Coverages

Builders' Risk
Crime
Cyber Liability
Surety/Bonds
Cargo & Stock Throughput
Parametric Outdoor Crop
Worker's Compensation

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Key Features

In house binding authority
Available Nationwide
Program Carrier is A.M. Best Rated A- VIII

Property:

Up to $55M per location property capacity
Standard ISO based forms and Special Cause of Loss for Building, BPP, TI&B
Can be written as a package or monoline

General Liability:

Up to $6M/$6M General Liability
Standard ISO Occurrence form with no deductible and defense outside limits
Assault & Battery coverage available
Can be written as a package or monoline

Products and Completed Operations:

Products and Completed Operations up to $5M/$5M
Standard Claims Made ISO form with $2,500 base deductible and defense within
Deductibles up to $100,000

Excess Property:

Excess Property up to $20M Per Location
Will sit over any “A” rated Property carrier
Prefer to match underlying limit ($10M xs $10M; $20M xs $20M)

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Submission Requirements

Cannabis and Hemp Package Application
Loss Runs
Lighting Supplemental Application (For cultivation only)

Contact Details

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For more information on this practice, please contact:

Patrick McManamon

Cannabis and Hemp Practice Leader

e: patrick@cannasure.com

For all general inquiries on One80 Intermediaries please email: